Santam Ltd is the largest general insurer in South Africa, with a market share of over 22.5%, offering personal, commercial, and corporate insurance solutions through broker networks and direct sales channels. The company generates the vast majority of its revenue from insurance premiums and investment income. Santam exclusively offers general insurance products that provide benefits under short-term policies, split between commercial insurance and personal insurance. Established in 1918, Santam is a subsidiary of Sanlam Limited and has insurance interests in several African countries. The company also partners with underwriting managers to deliver specialist and niche insurance solutions.