As the development bank for the state of North Rhine-Westphalia, NRW.BANK combines its own equity and debt products and advisory services with those of the state, the Federal Republic of Germany, and the European Union to support the state in fulfilling its tasks in structural, economic, social, and housing policy. NRW.BANK offers a full range of financial products in three areas, namely “Economy”, “Housing”, and “Infrastructure/Municipalities”, and operates in a competitively neutral manner as a partner of banks and savings banks.